You are in the final stretch of closing on the sale of your home. You have approved an offer and set a move-out date, now it is time for the buyer’s due diligence. One of the items in the due diligence process is the lender’s mandatory appraisal.
Here is a seller’s “cheat sheet” to help an appraisal go more smoothly
Understand the Process
The lender is usually the one requiring the appointment to be made for an official appraisal to be conducted by a licensed appraiser. The appraiser will conduct an in-person valuation of the property.
The appraiser conducts their valuation by using local comparable sales and a visit to the property to check out a premade list...
Moving to a new home is a perfect opportunity to de-clutter your belongings. It is a great time to dump off all of the unneeded stuff and not have to haul it into a new home. The very best time to get rid of items you no longer use or need is while you are packing, but unpacking can be another great opportunity to edit your belongings even further.
Using the unpacking process to de-clutter can come in handy if you needed to pack in a frenzy and move things quickly. It could also be a strategy if you hired someone else to do the packing and moving for you.
Here are some tips for de-cluttering your life while unpacking after moving into your new home
Unpack one room and start with...
Mixing Metals: Finishing Your Kitchen’s Look
You will want to stick to a max of three different finishes total; anything more than that quickly clutters the kitchen and disrupts cohesion. Of these, you want one finish to be the one you use most. This dominant metal will be your primary pick throughout the kitchen, with one or two others accenting it. Keep in mind, too, iron acts like a neutral compared to shiny metallics, and it can provide an additional anchoring and industrial component that works with anything.
Also, think you can’t mix cool and warm metals? Think again. One of the best ways to warm up cool metals such as stainless steel is with accents of copper, gold or brass. These metals bring a welcoming and enlivening pop of color.
Another guiding principle is to consider the color scheme of your kitchen. In a room with warm beiges, creams or browns, for example, warm brass, nickel or copper naturally fit. In a room of cool greens, blues...
Declutter Your Home. De-Stress Your Life.
A cluttered or disorganized home simply makes it harder to find items you need, and you are more likely to misplace your cellphone or keys — causing stress and wasting time. Studies have also found that simply being exposed to a chaotic or messy environment makes you more likely to overeat fatty or unhealthy foods, which can result in weight gain. Other research has found that if you find the inside of your home stressful, you’re more likely to feel depressed and to have higher levels of cortisol, a stress hormone that is linked to a higher risk of poor health.
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Keeping an orderly bathroom is much easier when you’ve chosen storage locations for your bath and beauty essentials. Floating or open shelves add a modern touch over traditional cabinetry. Everyday toiletries could be kept on them — including lotions, toothbrushes, shaving creams and towels. Over-the-toilet and corner shelves also make great use of bare wall space. However, if you choose to store items above the commode, it’s best to get in the habit of keeping the toilet cover closed. This prevents toiletries from falling inside and minimizes contamination. Avoid storing medications on open shelving for bathroom guests to see.
Are toiletries cluttering your countertop? Corral them with a shallow, decorative tray. This keeps necessities such as skin care products, contact cases, perfumes and colognes, and jewelry in sight yet neatly contained. Avoid storing large items such as hair styling tools and bath linens on trays. Elegant glass canisters let you attractively display...
If you are ready to sell your house you may be left with a long list of questions, one of the more popular being what you will actually end up profiting off of the sale and how much you will have to pay in order to get your home on the market and then close the deal. There is no set amount of costs associated with a Real Estate sale, however, there are a few fees and percentages that you can generally follow as a good rule of thumb.
The commissions that will be paid out to the agents are where you will see the largest price tag. This is generally 6% of the sale price and that amount is then divided between your agent as well as the buyer's agent. For example:
Closing cost is expensed over and above the seller's property cost before completing a real estate transaction. Examples of typical closing costs include fees related to the origination, underwriting of mortgage, real estate commission, insurance, and record filing. A big question that has been chiefly asked is, "Why should sellers pay for buyers' closing costs?"
Before we dive deep into why sellers should pay closing costs, we can give a simple explanation. You as a seller should pay the closing costs because it will translate to selling your home faster and even putting in more money to your account. If that does not sink deep, here is a full explanation from the genesis so that you can understand why ...
6 Tips to Increase Your Home Value with Upgrades and Updates
When it comes to selling Columbus, Ohio homes, we’ve found that a few strategically planned upgrades and updates can help to increase the value of a house.
Are you planning to sell your home soon and searching for updates you can complete to demand a higher price? Or maybe you want to build equity in it? Either way, you can use the tips we’re sharing below to improve your home and increase its value.
6 Ways to Improve the Value of Columbus, Ohio Homes
Let’s explore possible renovations and updates to your home by “walking through your home” with the eyes of a buyer.
1. Invest in Landscaping
Check out your curb appeal by looking at what you already have. Do your bushes or trees need trimming? Does the garden require weeding?
If you have bare areas,...
A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly the sale will close.
It’s no surprise that listing a home for sale during the spring saw the largest return, as the spring is traditionally the busiest month for real estate. What is surprising, though, is that listing during the winter came in second!
“Among spring listings, 18.7 percent of homes fetched above asking, with winter...